The Digital × Real Sector Launchpad initiative, launched by Bappenas in collaboration with the Indonesian Fintech Association (AFTECH), has emerged as a symbol of government–private sector collaboration in driving digital transformation across Indonesia’s real sector. From dairy cooperatives in Malang to expansion plans targeting agriculture and MSMEs, this initiative promises significant shifts in the financial inclusion landscape. Yet behind the collaborative enthusiasm, the public must examine the dynamics and risks currently confronting the fintech industry itself. To subscribe please click here
