The year 2020 was a frightening specter for the financial services industry in Indonesia. The COVID-19 pandemic revealed many issues and caused hundreds of disputes. One of the disputes that has attracted attention is related to Koperasi Simpan Pinjam (Kospin) Indosurya Cipta. Though the dispute settled amicably, the owner of the Company was named a suspect of fraud and embezzlement. The peace agreement was also challenged by dozens of creditors.
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