Bank Panin (PNBN) booked net profit of Rp1.43 trillion in the first half of 2014, grew almost 21% from the corresponding period of 2013. The bank’s net interest income actually inched up 0.51% only, while NIM down 5.53% to 3.76%.¬†On the other hand, state bank Mandiri, the largest bank by total asset, reported almost 9% growth in net interest margin to 5.9%.

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