The Deposit Insurance Agency (LPS) revealed that the restructuring fund for banking reaches Rp372 trillion, a 2-3% of the GDP (Rp12,406 trillion in 2016). The funds for the said program are sourced from banks and the contribution of banking sector. Banks should boost their capital capacity for anticipating such risks. Currently the banking’s capital adequacy ratio (CAR) reaches 22%. While LPS now has Rp60-70 trillion fund for helping banks that are facing a systemic risk.