Bank Central Asia (BBCA) booked a net profit of Rp27.13 trillion in 2020; it declined 5% from Rp28.56 trillion in 2019. Net interest income grew 7.3% to Rp54.55 trillion, and pre-provision operating profit (PPOP) grew 11.2% to Rp45.42 trillion, on the back of substantial liquidity, lower cost of fund, and lower spending. But its provision jumped 152.3% to Rp11.6 trillion from Rp4.59 trillion in 2019 to anticipate potential deterioration in asset quality.

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