Bank CIMB Niaga (BNGA) booked net profit of Rp2 trillion in 2020, declined 44% from Rp3.64 trillion in 2019 as operating profit fell 42% to Rp2.85 trillion from previous Rp4.93 trillion. Net interest income was flat at Rp12.47 trillion. The Bank’s credit declined 11.4% to Rp142 trillion. Third party funds increased 6.7% to Rp207.54 trillion. BNGA’s assets reached Rp280 trillion while liability amounted Rp139 billion. Its CAR stood at 21.47% and NPL was 1.4%.