PT Bank Syariah Mandiri (BSM) booked net profit of Rp1.27 trillion in 2019, jumped 110.67% from Rp605.21 billion in 2018. Its assets rose 14.19% to Rp112.29 trillion and liability grew 14.1% to Rp103.04 trillion. BSM’s non performing financing (NPF) declined to 1% from 1.56%.