Bank DBS Indonesia posted net profit of Rp31 billion only in 2018, compared to Rp503 billion in 2017 as profit from operation dropped 58% to Rp271 billion from previous Rp648 billion. The Bank also recorded Rp260 billion loss of restatement of foreign exchange (forex) transaction. While net interes income 28% to Rp3.84 trillion in 2018, from Rp2.9 trillion in 2017. Net interest margin (NIM) was 5.35%. Its capital adequacy ratio (CAR) stood at 18.9%. Its loan grew 42.5% to Rp56.8 trillion.