Financial Services Authority (OJK) reported that the undisbursed banks loan reached Rp1,269.75 trillion per July 2018, grew 6.43% from Rp1,380.89 trillion in the same period of 2017, dominated by working capital loan. The lending grew 11.34% year on year to Rp4,975.95 trillion per July, surpassing a 10% growth in early this year.