JPMorgan Chase Bank booked net profit of Rp104 billion in 2017, dropped 66.9% from Rp314 billion in 2016. Net interest income fell 23% to Rp471 billion. While operating expenses jumped 111% to Rp334 billion. Then operating profit dropped 70% to Rp136.6 billion. The Bank’s assets reached Rp20 trillion of which credit accounted for Rp2.35 trillion ( a 24.8% decline y/y). Its CAR was 43.38%.