Bank Sinarmas booked net profit of Rp319 billion in 2017, declined 13.8% from Rp370.6 billion in 2016. Net interest income increased 10.7% to Rp2 trillion. But operating expenses also rose 21% to Rp1.58 trillion. The Bank’s assets reached Rp30.4 trillion of which credit accounted for Rp15.45 trillion. Its CAR stood at 18.31% and NPL was 2.34%.