Bank UOB Indonesia only booked net profit of Rp77.5 billion in 2017, dropped significantly from Rp479.27 billion in 2016. Net interest income was flat at Rp3.35 trillion while operating profit fell 53.8% to Rp304.6 billion from previous Rp659.8 billion. Net interest margin was 3.85%. Operating expenses excluding interest rose 13.2% to Rp3 trillion from earlier Rp2.7 trillion. Its assets reached Rp95.2 trillion, of which credit accounted for Rp62.7 trillion. The Bank’s CAR stood at 17.08% and NPL was 0.93%.