Bank Sulselbar booked profit after tax of Rp422 billion in the first nine months (9M) to September this year, declined 13% from Rp485 billion in the same period last year. Net interest income fell 20% to Rp816 billion from previous Rp1.02 trillion. Operating profit declined 11.5% to Rp559 billion from earlier Rp632 billion. The Bank’s loan grew 18% to Rp12.9 trillion. Its capital adequacy ratio (CAR) stood at 23.68%.