State owned PT Sarana Multigriya Finansial (SMF) booked net profit of Rp319 billion in first nine months (9-months) this year, grew 20% from the same period last year. Lending to housing segment (mortgage loan) increased 18% year-on-year (y/y) to Rp4.2 trillion. SMF targets to book net profit of Rp359 billion for this year.